Mobile Banking for Expats · Hong Kong · 2026 Review
Majority Mobile Banking for Expats in Hong Kong
The bank built for life abroad
Eligibility & review status
- Whether Majority is available to Italy residents must be confirmed directly with the provider. Which account types and services you can open follows the provider's own terms.
- Residency, country, account, currency and regional limits vary by provider and can change.
- Regulatory status: not independently verified by Rome Digital Bank.
- Last reviewed: August 28, 2026. Always check the provider's current terms.
Rome Digital Bank may earn a commission when you open an account through partner links. This does not affect the price you pay. Read our affiliate disclosure.
Designed for international residents — one app for banking, calling & more
What is Majority? — Hong Kong User Guide
If you're in Hong Kong and looking for mobile banking for expats, this guide explains what to check before considering Majority. Majority is a mobile banking subscription designed specifically for internationals living abroad. For $5.99/month, members get a Visa debit card, FDIC-insured US bank account, unlimited international calling, free international money transfers, and a supportive community of fellow expats. Refer a friend and earn $50 — your friend gets $10 when they sign up, add $20, and make 3 purchases within 30 days.
In this review: Majority vs Revolut, Majority vs Wise, Majority vs Chime
What Majority Offers
Unlimited International Calling
Call your home country for free with unlimited minutes to 50+ countries included in your membership.
Visa Debit Card
Spend anywhere Visa is accepted. Fee-free ATM withdrawals at 55,000+ Allpoint ATMs in the US.
FDIC-Insured Bank Account
US bank account with up to $250,000 FDIC insurance — hold, spend, and receive USD.
Free International Transfers
Send money home for free — no transfer fees, competitive exchange rates.
Community & Perks
Join a community of internationals. Get discounts on shipping, flights, and local services.
Early Direct Deposit
Get your paycheck up to 2 days early with direct deposit to your Majority account.
$50 Referral Bonus
Refer a friend and earn $50. Your friend earns $10 when they sign up, add $20, and make 3 purchases within their 30-day trial.
Majority Pros & Cons
Our honest assessment for Hong Kong users
✓Pros
- ✓Designed specifically for internationals and expats
- ✓Unlimited free calling to 50+ countries included
- ✓FDIC-insured US bank account
- ✓Free international transfers with no fees
- ✓Supportive community and expat-specific perks
- ✓Earn $50 for every friend you refer
–Cons
- –Monthly membership fee of $5.99
- –Primarily focused on the US market
- –Not a full bank — limited to everyday banking features
Using Majority in Hong Kong, Hong Kong
Local banking landscape · Hong Kong · Asia
Digital banking in Hong Kong is shaped by the city's unique economic role and fintech scene.
Hong Kong fintech includes ZA Bank (Asia's first virtual bank), Neat, Statrys, and Airwallex's Asia HQ — operating under one of Asia's most progressive virtual banking regulatory frameworks. Hong Kong is Asia's premier international financial centre, consistently ranked the world's freest economy, with one of the highest concentrations of banks and investment funds globally. The primary banking need in Hong Kong: hKD, USD, and CNY multi-currency accounts, cross-border China–international transfers, and accounts for Asia's most internationally mobile finance professionals. HKD accounts and multi-currency options are both available. No branch required — compare and open online.
Traditional Banks in Hong Kong
HSBC Hong Kong, Bank of China (HK), Hang Seng Bank, Standard Chartered HK
ZA Bank, Mox (Standard Chartered), and WeLab Bank are Hong Kong's leading virtual banks, each serving hundreds of thousands of customers.
Why Hong Kong Residents Choose Digital Banking
- ✓HKD & multi-currency accounts
- ✓FPS instant transfers
- ✓USD accounts available
- ✓HKMA-regulated security
Ready to Get Started with Majority?
Review current eligibility, account options, and terms directly with Majority
Join Majority →Designed for international residents — one app for banking, calling & more
Frequently Asked Questions
Majority — answers for Hong Kong users
Hong Kong — Local Questions
Affiliate Disclosure: Rome Digital Bank may earn a commission when you open an account or complete a transaction via links on this page. This does not affect our editorial assessments — we only partner with services we believe are genuinely valuable for our users.